Central Bank Digital Currencies (CBDCs) are increasingly viewed as transformative tools capable of reshaping financial systems worldwide. Their potential to promote social equity raises vital questions about ensuring inclusive access and equitable distribution of benefits. As policymakers navigate this digital shift, addressing the challenges of fostering financial inclusion through CBDC technology remains crucial to creating…

Central Bank Digital Currencies (CBDCs) are increasingly regarded as transformative tools in modern finance, promising enhanced efficiency and security. However, their implementation raises critical questions about the digital divide and equitable access. Addressing whether technological innovation can genuinely promote financial inclusion requires comprehensive analysis, particularly considering the potential disparities faced by marginalized populations in the…